Money Truths.
9 Junie 2021
R2.1 million life insurance.....
When my husband was alive, it sounded like a lot and enough. It wasn’t!
He never wanted to sit down with consultants to plan ahead.
We lost some good life insurance policies when I had a nervous breakdown in 2014.
However, we did have a plan of action, in case the worst happen, and when it unexpectedly did, nothing could have prepared me enough.
NOTHING went according as we planned.
It took about 8 months before the life policy paid out. In those 8 months, we experienced a lot of accidents and extra expenses.
R2.1 million bought us a house in town, a dam on the farm, lasted us just over two years to try an adapt with the loss of my husband’s income, and the considerable extra expenses to replace the value he contributed for free normally.
One person, the same person who accused me of marrying my husband for his farm, within a week after my husband’s death, very concerned and almost rude try to manipulate and influence me to fear, with these words.
Money gets finished. It doesn’t last forever.
When it was said to me, I remain silent, as it was nothing I didn’t know, BUT I knew my abilities to make more money.
Most of all, I knew a God who has always provided through some very tough and poor years.
I was also accused of not being able to make decisions.
And yes, unfortunately I made some wrong and bad decisions. That being said, those who accused me, made even worse mistakes and admitted that we learn through mistakes.
That insurance money lasted just long enough to be able to attend my mother’s funeral.
At that time we had fully book guestshouse and I believe we will be OK, we are going to make it and survive and supplement the shortfall.
Then lockdown hit us hard. After everything, it was just to much.
I then wish there was still some insurance money, but it was all gone and even worse, by then I had debt again.
Yet, we we’re lucky, we hade some assets we could sell and we had amazing family, who help us.
2.1 million lasted us just over 2 years and we are coming up to 4 years alone without my husband.
It is NOT easy to be a single parent.
It is NOT easy to process grief and trauma,
And focus on life that just speeds forward everyday.
We had experienced A LOT of grace.
With the shock of lockdown, I got courage to boldly negotiate with the skills taught by my mother, to increase our income and value of our largest income asset.
It was a lengthy and exhausting process, and I have learned a lot of hard life truths.
So after everything, and some more drama, as our lives finally got direction again, just when our trusty vehicle FINALLY are fully paid.... it broke very seriously.
Even with practically no debt, because of Covid, I couldn’t get a loan to fix my car, but I immediately got finance for a new vehicle!!!
That being said, nothing will ever by mine, I am just managing and have the perks of being cared for, for the next 9 and a half years.
Yet nobody know what the future holds.
So as a Christian, I know God will provide and protect us, yet God has for sure given us common sense to plan ahead.
Whether it is Covid reality of the time we live in now, or not, make sure your will is up to date. Ask advice from different people who has been through the loss of a breadwinner.
Get good life insurance.
Trust me, two years of grace helped me a lot to be able to afford the luxury of grief.
There is a lot more to be said, but leave your loved ones in a position to be cared of in dignity, to more or less uphold the lifestyle they we’re accustomed too.
18 Julie 2015
It's been a while since I did this.... After long day, working on the guesthouse dream (BIG SMILE), now still sitting in the cold and do Herbalife (EVEN BIGGER SMILE).
Almost 1 year in Tsitsi house and SUPER proud of how our own house look now. A lot of gratitude in my heart toward everybody who made it possible. My husband most of all, without whom none of this dream life would have been possible.
Thank God for Whatsapp, technology and super amazing couriers, giving great service to our very loyal Herbalife customers. Thank you to my team of distributors' patience this past week with my cellphone problems.
My heart feel restored, after complete nervous breakdown somewhere between 31 August 2013 and May 2014.
I am still doing Herbalife, I still believe it is the answer to everybody's problems. Extra energy and extra income.....??? I mean seriously, Helloooo? Who doesn't need it.
It is absolutely mind blowing to realize after almost 3 years of "stand still", feeling frozen in fear for the "border bullies" and dream stealers in my life, actually earning the same as 3 years ago, whilst having the luxury to recover and taking a bit longer to stand up this time, than in the past. Saturday whilst driving to the "guest house" ;), my daughter said to me:"Mom, you actually earn a very good income and I have been thinking very hard, you don't actually work hard? Do you actually work at all?"
My mind flashed to Herbalife corporate printing my online order, pack and ship my orders, Dawn Wing delivering to P.E., all the people working very hard at Rink street Wellness Club and my local couriers collecting from PE and delivering to Jbay and Kareedouw. And all I do, is just Whatsapp and order online. And I said NO, I don't work hard at all, but I do some work, but the work I do, I LOVE TO DO :)
What women don't love to Whatsapp and chat.
Yes, I am very blessed, but I am the one who didn't give up and I am the one who did keep on going and did the activities. I know God will restore all that has been stolen from me by the enemy. And I will get the courage again to stand strong and be brave and help other people enjoy this incredible blessing to.
It really is FUN, SIMPLE and Magical! :)
8 January 2022
Well, what can I say.
We can plan, but God decide the outcome.
As typically in life, people’s interference complicated matters. However, I can’t blame anyone but myself.
I think I made mistakes, BUT GOD!
I prayed about big decisions and also acted in obedience, so for now I choose to keep the faith and trust in God.
We had a beautiful house in town for 3 years and 11 months. We are heart broken to leave it and are uncertain of the future, as are many people currently in these unprecedented times we are living in.
I have discovered that a women is nothing. You have to fight very hard for what you put on the plate. All my money I worked for, also went into our household. And even though I sacrificed mt life this past 5 years to be loyal and fight for my late husband’s legacy and heritage, I feel it is not appreciated and in the end, I will have nothing to show of all my time, efforts and labor.
I never cared for money and wordly things, and at the moment, I am so appalled by people’s obsession by money and material things, I want to walk away from everything and live a minimalistic life.
My late husband knew, I can’t be bought with money or gifts. What moves me is sincerity, honesty, respect, time spend together in fellowship.
I have no problem to acknowledge that I am a failure and made mistakes, however, there is always HOPE!
More than ever I am thankful for the blessing and opportunity of Herbalife Nutrition.
We are at the end of a chapter and started this year by turning over a new page, and step into a whole new season.
Don’t assume that when people have nice houses and cars and are keeping up the appearances, that they have food in they’re house….
A Herbalife Nutrition shake with water, are still the most affordable, healthy fast food.
Please contact me to find out more.
NOTHING went as planned after my husband’s death.
Especially this past year, last year, things got out of control.
To be a widow and single mother are not easy at all. You are for sure very vulnerable.
My only comfort, my biggest hope, is in Jesus, my Rock, my Fortress, my Provider and my Protector.
Please make sure you have life insurance and a will.
I have amazing people that I can refer you with through our BNI network internationally.
I would appreciate your support and referrals.
Peace, love & blessings,
Daisy
PS:
As always, excuse the mistakes. I have OCD, but I am not a perfectionist..
Still a work in progress. (Always & Forever)
Please contact me with any advice on how to improve. :) )
To find out more about Herbalife or our farm guestshouse, send me a message in CONTACT.
DISCLAIMER:
These are my thoughts based on the story and testimonies of my life story, to whom I give God all the glory for. I respect people of all walks of life and all religions. However, I choose to believe and stay grounded in God, Jesus and the Holy Spirit.
